Projected net worth · 12 months
—
—
Monthly savings
—
—
Debt payoff
—
—
Financial health score
—
—
12-month net worth forecast
Based on your current income, expenses & debts
Projected
Optimistic
Conservative
Financial health score
Updated daily
Savings rate
—
Debt ratio
—
Emergency buffer
—
Spending stability
—
What-if scenario planner
Move sliders — forecast updates instantly
Quick life events
Fine-tune
Sage insights
Personalised to your data
Add your income and monthly expenses to see your savings rate compared to your country's average.
At your current debt payment of $550/month, you'll be debt-free in 14 months. Adding $100/mo would cut that to 11 months.
Once your savings + monthly expenses are entered we'll show how many months of expenses your cushion covers. The target is 3 to 6.
Use the scenario sliders to see how a 5% pay rise would affect your 12-month net worth forecast.
Debt breakdown
No debts on file
| Debt | Balance | Rate | Payoff |
|---|---|---|---|
| Add your debts in Debt strategy → | |||
Strategy: Avalanche (highest rate first) — saves $312 in interest vs snowball
$0$8,000 paid off$21,000 started
Goal tracker
3 active goals
Emergency fund
— of —
84%
~4 months to reach goal
Home deposit
$4,200 of $25,000
17%
~36 months at current rate
Holiday fund
$1,140 of $2,000
57%
~2 months to reach goal
S
Ask Sage
● Online
Sage is your in-app advisor — it answers questions grounded in your real numbers: "Can I afford a holiday?", "When will I be debt-free?", "How does a raise affect my forecast?"
Available on Pro · 200 messages a month
Inflation impact meter
How inflation erodes your purchasing power
3.5% rate
At 3.5% inflation, $3,000 today has the purchasing power of:
$2,895
in 1 year
$2,552
in 3 years
$2,124
in 5 years
$1,459
in 10 years
Monthly spending breakdown
Housing
—
Food
$540
Transport
$310
Other
$380
Active goals
0
Total target
—
Overall progress
0%
My Goals
Current net worth
—
—
Total assets
—
savings + investments
Total debt
—
all debts combined
12-mo projection
—
at current trajectory
Net Worth Over Time
Logged automatically each time you visit
Breakdown
Cash & savings
—
Investments
—
💳 Total debt
—
Monthly change
—
based on current surplus
Net worth milestones